Financial Results

Comparative Position Rs In Lakh

S.NO Particular 31-Mar-18 31-Mar-19
1 No of Branches Including Head office 13 13
2 Membership    
  Regular  43363.00 44146
   Nominal  5329.00 5131
3 Paid up Share Capital 1637.79 1615.74
  Total Reserve  8495.22 9226.94
  own funds 10133.01 10842.68
  BDDR 3718.28 4143.29
4 Total Deposit 78845.97 78307.29
  Casa Deposit % 41.47% 42.04%
5 Total Investment 44133.33 43987.72
6 Advances 41464.44 42779.56
  Secured  36347.56 36663.25
  Unsecured  5116.88 6116.31
7 CD Ratio 52.59% 54.63%
8 Capital Fund 6504.54 6760.16
  Capital Adequacy (CRAR) 15.99% 16.63%
9 Working Capital  94600.80 95628.60
10 Net Profit 349.60 364.39
11 NPA    
1 Sub Standard 1037.73 1499.98
2 Doubtful 5414.78 5753.89
  Total NPA 6452.51 7253.87
3 Gross NPA Amount 6452.51 7253.87
4 Gross NPA % 15.56% 16.96%
5 Net NPA % 7.24% 8.05%
6 Overdues % 9.56% 13.67%
7 Total Staff 202 196
8 Audit Classification A A
9 Total Percentage of Priority Section 41.82% 41.13%
10 Total percentage of Weaker Section 11.71% 11.93%

CASH CREDIT LOAN

12.5% for Stock & Book Depts, 12% for Stock, Book depts & 60% Colleteral

EDUCATION LOAN

To meet expenses for pursuing higher Education , at India or abroad. Graduation / post-gradution / medical Dental / engineering / management / law Pilot / air hostess | 10.75 % to 12.00 %