Financial Results

Comparative Position Rs In Lakh

S.NO Particular 31-Mar-22 31-Mar-23
1 No of Branches Including Head office 13 13
2 Membership    
  Regular  46910 47809
   Nominal  3732 2955
3 Paid up Share Capital 1680.27 1638.05
  Total Reserve  10437.71 9638.57
  own funds 12114.98 11276.62
  BDDR 5067.00 4118.44
4 Total Deposit 74207.35 74599.03
  Casa Deposit % 40.22% 42.86%
5 Total Investment 32445.84 33349.72
6 Advances 47515.88 49340.24
  Secured  39381.52 41542.52
  Unsecured  8134.36 7797.12
7 CD Ratio 64.03% 66.14%
8 Capital Fund 7013.65 7400.36
  Capital Adequacy (CRAR) 16.33% 15.90%
9 Working Capital  91383.78 91567.92
10 Net Profit 176.51 431.72
11 NPA    
1 Sub Standard 256.57 368.36
2 Doubtful 5165.01 3034.14
  Gross NPA Amount 5421.58 3402.50
3 Net NPA Amount 354.57 0.0
4 Gross NPA % 11.41% 6.90%
5 Net NPA % 0.84% 0.00%
6 Overdues % 13.14% 7.88%
7 Total Staff 168 157
8 Audit Classification A A
9 Total Percentage of Priority Section 61.60% 57.27%
10 Total percentage of Weaker Section 22.41% 18.20%

CASH CREDIT LOAN

12.5% for Stock & Book Depts, 12% for Stock, Book depts & 60% Colleteral

EDUCATION LOAN

To meet expenses for pursuing higher Education , at India or abroad. Graduation / post-gradution / medical Dental / engineering / management / law Pilot / air hostess | 10.75 % to 12.00 %