Loans

Cash Credit Loan

Type: Cash Credit / Overdraft

Purpose: Working Capital

Mortgage term loan

Type: Term loan

Purpose: Capital expenditure / Purchase of Machinery / Equipments/expansion of business / Technology up-gradation

Housing loan

Type: Housing loan

Purpose: For purchase of ready built flat, Flat on resale basis & takeover of Existing housing loan from other bank,Construction of House/Bunglow independently

Personal Unsecured Loans

Type: Term loan

Purpose: For repair/renovation of residence Purchase home appliances/electronic Goods/repayment of outside debts/ Medical expenses ,for Business man – business need

Education Loan

Type: Education loan

Purpose: To meet expenses for pursuing higher Education , at India or abroad. Graduation/post-gradution/medical Dental / engineering / management / Law / Pilot/air hostess

Gold Loan

Type: Term loan/Secured overdraft

Purpose: For repair / renovation of residence Purchase home appliances / electronic Goods / repayment of outside debts / Medical expenses

Vehicle Loan - Personal Use

Type: Term loan

Purpose: For acquiring own vehicle for personal
Use (two wheeler/four wheeler)

Vehicle Loan - Commercial Use ( Auto/Taxi/T-Permit /Heavy Vehicles)

Type: Term loan

Purpose: For Purchase of New / Old Auto Rickshaw / Taxi / T-permit tourist Car / Heavy vehicle

Loan Against NSC/KVP/FDR

Type: Term loan/Secured overdraft

Purpose: For repair / renovation of residence Purchase home appliances / electronic Goods / repayment of outside debts / Medical expenses or any personal needs

Loan for Professionals –Self Employed

Type: Term Loan / Overdraft upto Rs.5.00 Lakhs for Worki

Purpose: For Working Capital Day to Day needs of Business & Purchase of office premises ,Furniture ,Machinery etc
Purchase of Vehicle for Personal Use
48 Months for Term Loan upto Rs.5.00 Lakhs & On demand ( Renewal after 12/18 months) for Overdraft