Current Account

Current accounts can be opened in the names of individuals (singly or jointly), proprietary concerns, partnerships, companies etc. for depositing cash and making payments on account of business transactions. These accounts are mainly designed specially to meet their business requirements.

Current account can be opened with Rs.3,000/-, which is our minimum balance too. Though no interest is payable on this type of account, there is no restriction on the number of transactions.

Issue of cheque book at a nominal cost of Rs.2/- per leaf & provides free computerised statement of account every month. Collection of local cheques free and collection of outstation cheques through special schemes is made available at nominal charges.

Standing instructions of the customers are also accepted. No charges will be levied for standing instructions within the Branch such as payment of monthly installment of Recurring Deposit, payment of EMI of loan account, etc.

Nomination facility is available for individual/sole proprietary accounts.

Documents Required

Duly filled in Account Opening Form with valid residential proof/s, PAN Number/s, Aadhar card/s,  Copy of  Gumasta, Co. proof, Declaration form,  2 photographs and introduction by existing account holder of the Bank *.


Eligibility Any Businessmen / Proprietorship / Partnership Firms / Public or Private Companies
Minimum Balance
  • Minimum balance to be kept in the Account is ₹3000/- only.
T.D.S. Not Applicable.
Documents Required
  • Duly filled in CKYC & Account Opening Form
  • Valid Residential Proof (for example : Adharcard)
  • Identity Proof (for example : Pancard)
  • 2 Photographs
  • Registration Certificate, Partnership Deed, Memorandum of Association as the case may be.
Please note that, if PAN Card is unavailable submission of Form no. 60/61 is mandatory
Nomination Available only for Individual and Proprietorship Account
Facilities Offered
  • Rupay ATM Cum Debit Card Facility with ₹ 25000/- daily withdrawal limit.
  • RTGS, NEFT & Cheque Book
  • Standing Instructions, ECS
  • Statement of Account at monthly intervals by e-mail.
  • SMS Banking Facility for Transaction Alerts, Loan / RD Installment Due Alert, RD/TD Maturity alert, CKYC Number, Aadhaar link Alert, Inward / Outward Returned Cheque.
  • 24x7 Elobby facility – Cash Deposing using RuPay Card, 15-digit Account Number, Cash Withdrawal using RuPay Card, Cheque Deposit, Passbook update


12.5% for Stock & Book Depts, 12% for Stock, Book depts & 60% Colleteral


To meet expenses for pursuing higher Education , at India or abroad. Graduation / post-gradution / medical Dental / engineering / management / law Pilot / air hostess | 10.75 % to 12.00 %